Habitat for Humanity Greater San Francisco, an affiliate of Habitat for Humanity International, partners with hardworking families, community volunteers and donors, to build affordable ownership homes in Marin, San Francisco and on the Peninsula. Habitat Greater San Francisco provides a hand-up, not a handout for families in desperate need of improved living conditions. This opportunity is ever more important to low-income families during these tough economic times. Applicants for homeownership must go through a thorough selection process, including a review of financial status, job history, residency, and other qualifications. Applicants must meet certain income guidelines, have good credit, a minimal level of debt, and be willing and able to perform 500 hours of "sweat equity" to build their own home. At every step of the screening process, eligible families that move forward are celebrated. Houses are sold to partner families at no profit and are financed with affordable, zero interest mortgages that never exceeds 1/3 of the family's monthly income.

Habitat families build their own homes and take great pride in homeownership. Like other families, Habitat families establish roots in their communities and become involved in schools, community service and business. In 19 years, they have built 135 homes in the community. Currently, 15 homes are under construction in Redwood City and the Bayview neighborhood in San Francisco.

Citations:
http://www.habitatgsf.org/

Pictures:
Logo: http://www.habitatgsf.org/

A new homeowner a Habitat volunteer and a Habitat board member pause for a moment: http://www.eastpdxnews.com/ktmllite/images/uploads/080704/5-1-Hab4Human-OrgOwnerTrio.jpg

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